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Money, housing and employment

Whether you’re managing day to day bills, sorting out issues with where you live, or facing a new chapter in your work life, the list of helpful website and organisations below may be able to help you.

Financial assessments

Find out what benefits you may be entitled to
Entitled to – Benefits calculator

Complete the benefit calculator to find out what benefits you may be entitled to, financial support you could get in work and help with childcare costs. Find out about grants and other benefits: free school meals, healthy start, warm home grants and more.

 Benefits calculator

Money

Support and advice is available for help managing your money
Money Advice

Provides debt advice, no matter how big or small.

 Money Advice

 03332 420 013

Citizens Advice

Offers support on a range of money related issues, from banking, benefits, borrowing, debt, to food banks and more. You’ll find lots of useful hints and tips with links to key services.

 Citizens Advice

Leicestershire County Council

Some useful inks to help you with financial pressures.

 Find help with cost of living

GOV.UK - Cost of living

Find out what support is available to help with the cost of living. This includes income and disability benefits, bills and allowances, childcare, housing and travel.

 Cost of living

Pension Credit 

Do you (or someone you know) need to check if you are eligible for pension credit? 

Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. Pension Credit can also help with housing costs such as ground rent or service charges.

This guide is also available in Welsh (Cymraeg) and easy read format.

You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.

Pension Credit is separate from your State Pension.

You can get Pension Credit even if you have other income, savings or own your own home.

 

Universal Credit

Universal Credit supports you if you are on a low income or out of work.

Universal Credit supports you if you are on a low income or out of work. It includes a monthly payment to help with your living, housing and childcare costs.

Universal Credit supports you if you are on a low income or out of work. It includes a monthly payment to help with your living, housing and childcare costs.

This replaced:

  • Child Tax Credit 
  • Housing Benefit 
  • Income Support 
  • income-based Jobseeker’s Allowance (JSA) 
  • income-related Employment and Support Allowance (ESA) 
  • Working Tax Credit 

For further information see: Understanding Universal Credit | GOV.UK

Housing support and homelessness

Support and advice is available with housing
Housing Matters

Offers information and advice on a range of topics to help reduce risk of homelessness.

 Information and support directory - Housing Matters

The Bridge East Midlands

Specialist advice and support for people rough sleeping, anyone needing help with their tenancy, and dedicated services for young people 11-19.

 The Bridge East Midlands

First Contact Plus

An online tool which helps adults in Leicestershire find information on a range of services, including money, debt, benefits, your home, work, learning and volunteering.

 First Contact Plus

Clothing, furniture and foodbanks

A list of charities that can help you with food, clothing and furniture.

Support and advice is available
Food banks

Find food banks in Leicestershire easily, using a map view.

 Food banks in Leicestershire

British Heart Foundation

Find new and second-hand furniture including beds, fridges, sofas, tables and washing machines.

 British Heart Foundation shop

LOROS Hospice shops

Locations, opening times and more.

 LOROS shops

Less Waste

Advice on how to upcycle or donate your old furniture.

 Furniture re-use

 

Rural Food Hub Network

The Rural Food Hub Network, funded by UKSPF, aims to supports residents living in our rural areas of Melton Mowbray with emergency food and other essential items.

 The Rural Food Hub

Reducing waste and saving money 

We all like to save some pennies and if we can do this while reducing our carbon footprint this can only help the environment we live in. 

Reduce, Reuse, Recycle

https://www.leicestershire.gov.uk/environment-and-planning/net-zero/manage-resources-more-efficiently-to-reduce-your-carbon-footprint  

 

Warm Homes 

Support and information to help you stay warm at home 

The Warm Home  Guide

 

 

Employment

Employment is not only good for your mental health, it allows you to meet people and improve your confidence.

Careers in Childcare

Careers in childcare can be so rewarding. Are you trained or training to work in the early years sector? If so, check out these links to help you decide what your next steps could be.

leicestershire.gov.uk/career-in-childcare

Leicestershire County Council

Childminders are also key providers across the early years sector. You can find our more about becoming a childminder here 

Support and advice is available to help you find work
A-Z to finding a job

Job search, Jobseeker's Allowance (JSA), job offers, right to work share codes, apprenticeships and volunteering.

 Finding a job

Citizens Advice

Information on a whole range of issues linked to work and employment.

 Citizens Advice - work

 0808 802 0028

Job Help

Is for you, if you need help getting work ready or are looking for jobs. There is a specific section for over 50s.

 Support to get you get job read and find work

National Careers Service

This site gives support with looking for work, changing careers and links through to courses and training in your local area.

 National Careers Service

Work and Skills

Help with getting into work. They are Leicestershire based and also link in with Go Learn adult learning.

 Skills for jobs

Find an apprenticeship

Find an apprenticeship anywhere in England.

 Find an apprenticeship

Further information

How Five to Thrive can help families with financial worries

While Five to Thrive doesn’t solve financial hardship directly, it can be a powerful tool to help families manage stress, strengthen bonds, and support children’s emotional wellbeing during tough times.

Money worries create enormous stress in families—sometimes called toxic stress when it’s constant and overwhelming. But when adults use Five to Thrive to stay connected, responsive, and nurturing, they help buffer children against the negative impact of poverty.

Here’s how Five to Thrive supports families with financial difficulties:

🟥 Respond

What this looks like:

  • Staying emotionally available, even when you are stressed.
  • Noticing when your child is worried or acting out because they sense tension.
  • Offering comfort and reassurance: “I know things feel hard right now. You are safe and loved.”

Why it matters:

Children often pick up on anxiety but don’t understand it. Responsive care helps them feel secure even when circumstances are uncertain.

🟧 Engage

What this looks like:

  • Spending positive time together that doesn’t cost money (walks, playing games, cooking together).
  • Keeping routines to create stability.
  • Staying connected to supportive people or community services.

Why it matters:

Engagement helps protect against feelings of shame, isolation, and fear that often come with financial hardship.

🟩 Relax

What this looks like:

  • Building calming moments into your day—deep breaths, quiet time, bedtime stories.
  • Finding ways to self-regulate so you can be present for your child.
  • Encouraging relaxation for your child, even in stressful times.

Why it matters:

Stress impacts everyone’s nervous system. Relaxation routines help keep anxiety from escalating.

🟦 Play

What this looks like:

  • Free or low-cost play: drawing, singing, park visits, imaginative games.
  • Using play to strengthen relationships and let off steam.
  • Finding joy together, even during hardship.

Why it matters:

Play builds resilience and supports healthy brain development—especially important in adversity.

🟪 Talk

What this looks like:

  • Talking honestly (in an age-appropriate way) about what’s happening.
  • Naming feelings: “We don’t have much money for treats right now. That feels hard.”
  • Reassuring your child that it’s not their fault.

Why it matters:

Talking helps children process worries and feel included rather than confused or afraid.

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